Michigan residents like you know that debt collectors are often overbearing. Sometimes, they are so aggressive that their behavior counts as harassment. When faced with debt collector or creditor harassment, you can file for bankruptcy. This will put an end to...
Firm News
What are ways to make up missed mortgage payments?
Sometimes events just happen. You or your spouse lose a job or an economic downturn causes a lack of customers and sales at your current job, which reduces your take-home pay. The problem is severe enough that you miss a mortgage payment or two. As a homeowner, you...
Can you get a credit card after bankruptcy?
A history of debt accumulation that leads to bankruptcy can make it more difficult for you to obtain credit in the future. However, this does not mean that bankruptcy makes it impossible for you to obtain credit cards after discharging your debts through bankruptcy....
What are ways to restore my credit after Chapter 7?
If you are thinking of filing for Chapter 7 bankruptcy, now is a good time to consider how you can rebuild your credit. Some people may tell you that going through bankruptcy will destroy your credibility in the eyes of financial lenders. However, lending and credit...
What are some misconceptions about bankruptcy?
Michigan residents like you may need some extra financial help from time to time. In dire cases, there are options available to you. Bankruptcy is one of these options. But bankruptcy also has a strong stigma surrounding it. Because of this stigma, rumors often...
How can declaring Chapter 7 bankruptcy benefit you?
As you weigh your options on how to deal with your finances, Chapter 7 bankruptcy stands out as a viable option to get out of debt. Learning about the specific benefits to this form of bankruptcy can help you keep your budget balanced for the future. New beginning ...
Does bankruptcy require you to sell your dog?
As a dog owner, you recognize the many joys your furry friend brings to your life. You may not even think of the dog as an animal. Instead, your pooch seems like a member of the family. If you are waiting to take control of your finances because of a fear of losing...
Can you avoid summer credit card debt?
Most Americans struggle with credit card debt. While this can be a year-round struggle, there are seasons where people feel compelled to spend more money. In the summer months, consumer spending increases. Often, this leads to reliance on credit cards. If you are...
Do you automatically lose your home if you file for bankruptcy?
Watching your finances spin out of control may prove anxiety-inducing, and you may find yourself wondering whether bankruptcy may give you the fresh start you need. You may wonder, however, whether filing for bankruptcy may lead to the automatic loss of your home. A...
Chapter 13 and repayment plans
Chapter 13 is advantageous for many individuals for a host of reasons. However, it is crucial to carefully review this process before filing a petition and have a clear understanding of the responsibilities that come with Chapter 13. When taking this route, people set...