Buying a home is a major investment, one that is truly worth it to provide your family with a place to grow. However, securing a mortgage is really the first part of the battle. You must also ensure that you can handle the debt associated with homeownership to stay...
Month: August 2020
What should you do after paying off credit card debt?
You might so intensely focus on wiping out your credit card debt that you have not planned on what to do once you are debt free. You want to make your triumph over your debt last. With a few smart financial planning steps, you might not have to worry about card debt...
What Chapter 13 bankruptcy can do for you
Filing for bankruptcy relieves you of the burden of crushing debt. There are different bankruptcy options available to you as a consumer, and each offers you specific benefits. If your income is regular but not sufficient to pay all your bills, Chapter 13 may be a...
Is creditor harassment worth filing bankruptcy over?
Michigan residents like you know that debt collectors are often overbearing. Sometimes, they are so aggressive that their behavior counts as harassment. When faced with debt collector or creditor harassment, you can file for bankruptcy. This will put an end to...
Deciding on Chapter 7 or Chapter 13 bankruptcy
Because people in all types of situations file bankruptcy, the rules may vary according to factors such as income, assets, types of debt and even personal preference. Most individuals or couples file either Chapter 7 or Chapter 13. Here is a look at some of the...