Firm News

As someone suffering under the weight of debt, you already have more than enough concerns on your plate. Unfortunately, a debt collector might add more to it, intentionally or unintentionally. Any form of debt collection might feel like a big stressor. At the same...

If you live with overwhelming debt, you have a few debt relief options. “Overwhelming debt” is debt on which you routinely fail to make progress despite your best efforts. Debt relief programs were designed to help debtors break free of the costly and often...

If you are in credit card debt, the good news is that there are plenty of options when it comes to strategizing how to tackle it. One very common method to deal with credit card debt is the snowball method. Another very popular option is the avalanche method. If you...

Your credit score plays a role in multiple areas of your life. Along with securing loans and credit cards, credit scores are also important when you apply for a new job or rent an apartment.  Understanding the process for calculating credit scores is the first step to...

Chapter 7 bankruptcy is a welcome relief for most people who feel crushed under the weight of their debt. This type of bankruptcy wipes out, or "discharges", most debts. This allows you to get on with your life with a clean slate. There are some types of debt,...

A change in circumstances, such as a job loss, may make it difficult to make your monthly mortgage payments. This is a situation that requires immediate attention. If you go too long without making payments, your lender could foreclose your mortgage, causing you to...

When you make the decision to buy a home, you will need to make many considerations. However, you should start by determining how much you can afford to spend. While a lender may give you an idea of how much mortgage you can get, there is a difference between what you...

You feel stressed with each credit card bill that comes in. You have tried to change your spending habits and stick to a budget but these steps are not helping you. Still, you should not feel despair. In fact, your credit card company may understand your situation and...

Filing for bankruptcy often seems like a difficult and even scary task. One of the best ways to help assuage any fears you have is by gaining a deep understanding of bankruptcy. This way, you understand everything that happens as it happens. One of the first places...

When you file for Chapter 7 bankruptcy, your ultimate goal is to get the discharge. The bankruptcy discharge signals the end of your case and the release of responsibility you have for the debts. The United States Department of Justice explains that you should be...