If you are struggling with credit card debt, you are not alone.  The good news is that there are a number of different strategies that you can employ to help get yourself out of credit card debt. According to Nerd Wallet, some great tips are to pay more than the minimum, use a payment automator, or potentially take the “avalanche” approach. 

If you are swimming in credit card debt, you may be trying to just make the minimum payments to stay on top of your obligations. However, paying more than the minimum is essential if you really want to pay down the debt. In order to do this, it is necessary to take a deep look at your financials and figure out where every single dollar is going that you bring in each month. Once you have this information, you can cut out other expenses to put more money toward your credit card debt. 

An automated payment system can help you ensure that you do not get hit with late fees. This can save you a lot of money in the long run, particularly if you are forgetful. 

A great approach to getting your debt down is to take the “avalanche” payment approach. This is when you put all of your efforts toward paying off whatever credit card you have with the highest interest rate first, while managing the minimums on other cards. This is a very fast and effective way to get rid of debt, as clearing out high-interest debt will save money over the course of time. This money can be used to pay off your lower-interest cards in the future.