Chapter 7
A Fresh Start!

What Is Chapter 7?

What is a Chapter 7 Bankruptcy?

A Fresh Start...

Congress created a code that gives you a chance to legally start over. Yes, clean your slate and start over. It's not a gimmick, but the law.

Debtor's Non-Exempt Property can be Liquidated (converts assets into money) - Proceeds Distributed to Creditors, usually includes:

  • Expensive Car that is paid off
  • Land or Home that has to much equity
  • Assets you hide from the court, or do not tell your Bankruptcy Attorney about!

On a practical note: 95% of the Chapter 7 cases we file have no assets that are liquidated. Peter and Jeri will go over any potential assets that could be liquidated with you prior to ever filing your case.

If Debtor Has No Assets to Lose - Fresh Start Takes Place Faster

Chapter 7 is:

  • The Most Common Form of Bankruptcy Filing - Accounts for 65% All Customer Bankruptcy Filings
  • Fastest Way of Starting Over Financially
  • Once Bankruptcy Petition Filed, Most (If Not All) Debts will Discharged

Chapter 7 of the Bankruptcy Code: Opportunity for a debtor to come out of a financial crisis & start over, it is the fastest way to achieve that goal.

Call us because you want a new beginning NOW.

Frequently Asked Questions

How does Chapter 7 Bankruptcy work with our office?

  1. Have a Consult with Peter or Jeri lawyer today. 
  2. Hire us: sign the retainer agreement and pay initial retainer (Only $300.00 to start!)
  3. Pull together and return financial information and required documents.
  4. Meet with Peter or Jeri again (your 2nd meeting.)   We will review your information packet and supporting documents, arrange your credit counseling class, give you a short list of additional information needed for your petition; and set a filing date for your case.
  5. Complete pre-petition credit counseling (You can do this online or by phone.)
  6. Review, sign and file your petition (your 3rd meeting.)
  7. Complete pre-discharge debtor education course within 45 days of filing your petition (Again you can do this online!)
  8. Attend your 341 Meeting of Creditors (Peter or Jeri will go with you to this hearing!)
  9. Receive your discharge of your debts!

Who can file for Chapter 7 Bankruptcy?

  • People Who Want a Fresh Start!
  • Corporations and Partnerships that want to Liquidate
  • Any Person NOT Granted a Chapter 7 Discharge in A Case Filed Within the Last 8 Years or a Chapter 13 Discharge in a Case Filed Within the Last 6 Years

How do I file for Chapter 7 Bankruptcy?

  • Contact Bankruptcy Lawyers Peter and Jeri to Help you Navigate Through Legal Process
  • Give us All Details of Your Debts in the FREE Confidential Consultation meeting
  • Give us All Details of Your Assets
  • Allow Peter and Jeri to Take Your Case though the process.